Headshot of Brad Carr

Brad Carr

Managing Director, Digital Finance

Brad Carr leads the IIF’s analysis on technology and innovation issues, including data regulations, RegTech, cloud and distributed ledger technology, and the IIF’s studies on the adoption of machine learning within the financial sector.

Brad was previously the IIF’s Director of Banking Prudential Policy, leading the IIF’s advocacy on the finalization of Basel III, as well as the IIF-ISDA Cumulative Capital Impact study and the IIF RWA Task Force review of banks’ credit risk modelling practices.

Prior to his 5 years with the IIF, Brad worked at National Australia Bank for 15 years in a variety of capacities, including credit, portfolio management and as a relationship manager for financial institutions clients.


Brad's qualifications include a Bachelor of Economics from the University of Western Australia and a Masters in Science & Technology Commercialization from the University of Adelaide.


Cloud Adoption and Regulation in Asia Pacific Financial Services
Realizing the Digital Promise: Call to Action
IIF Submission to FSB on Cross-Border Payments
FRT Episode 102: US Executive Order on Competition
U.S. Interagency Request for Information on AI and ML 
Realizing the Digital Promise Briefing Note
FRT Episode 98: The Platformization of Finance, with Prof. Doug Arner
IIF Data Ethics Charter 
Briefing Note: Digital Identity – the Commercial Imperative 
Briefing Note: Regulation of BigTech in Finance
FRT Episode 92: Realizing the Digital Promise – Transformation in an Expanding Ecosystem
Realizing the Digital Promise: Part 3 
Briefing Note: 2021 IIF Digital Currency Roundtable 
FRT Episode 91: Innovation & Supervision, with EBA’s Piers Haben
From Open Banking to Open Data and Beyond 
FRT Episode 88: CBDCs with Nordea’s Johanna Lybeck Lilja
FRT Episode 87: Digital Identity with SecureKey CEO Greg Wolfond
IIF & OpenID Foundation Submission for CPMI Payments Conference 
FRT Episode 85: FinTech & Payments with Visa’s Terry Angelos
Response to FSB Discussion Paper on Outsourcing and Third-Parties
Singapore FinTech Festival 2020 
Data Localization: Costs, Tradeoffs, and Impacts Across the Economy 
IIF Shares Its Regulatory Priorities With New Commissioner McGuinness 
FRT Episode 82: The Platform Economy with KPMG’s Anton Ruddenklau
Machine Learning Governance Summary Report 
FRT Episode 81: Social Media Security, Surveillance and Ethics, with DeepView CEO and Founder Catherine Parry
Quick Take: US Election Referenda – Data & Digital Policies 
FRT Episode 79: Sandboxes: Innovating for Inclusion
Briefing Note: G20 Digital Finance Update 
Briefing Note: Key Digital Finance Themes
FRT Episode 78: Identity, Inclusion & Interoperability
Operating Team Announces Expanded Taskforce, And Consultative Group
Briefing Note: The 2020 IIF Digital Interchange 
Briefing Note: European Union Package on Digital Finance 
Briefing Note: Data Monetization – A New Accounting Paradigm? 
Briefing Note: Digitalization and Inclusion
FRT Episode 76: The Digital Economy: What’s Next?
FRT Episode 76: The Digital Economy -- What’s Next?
Data Ethics Briefing Note: Strategies and Techniques 
Digital Services Taxation: Briefing Note 
FRT Episode 75: The COVID Catalyst
FRT Episode 74: FinTech, BigTech & Regulation · with BBVA's Pablo Urbiola
Comment Letter: FSB Global Stablecoins Consultative Document 
Cloud Computing: A Vital Enabler in Times of Disruption
Realizing the Digital Promise: COVID-19 Catalyzes and Accelerates Transformation in Financial Services
Money Redesigned: Part One
Response Letter: BoE CBDC Discussion Paper 
Realizing the Digital Promise: Part 2 
The Libra Refresh
FRT Episode 63: Doing Digital with Chris Skinner
Central Bank Digital Currencies: Canada and UK Discussion Papers
Realizing The Digital Promise: Digital Transformation and COVID Adaptation
IIF Response on BCBS Crypto Assets Discussion Paper 
FRT Episode 61: The G20 Digital Agenda And A Look At Potential COVID-19 Impact
Digital Identities in Financial Services Part 3: The Business Opportunity for Digital Identity
FRT Episode 60: Realizing the Digital Promise – Part 1
IIF February 2020 Global Regulatory Update 
IIF Shares Its Regulatory Priorities With The New European Commission 
Realizing the Digital Promise: Part 1
FRT Episode 59: Davos Download
FRT Episode 58: Standard Life Aberdeen Chairman Douglas Flint
IIF January Global Regulatory Update
FRT Episode 57: Basel Committee Open Banking Report
IIF Response to BCBS Open Banking Report 
FRT Episode 56: InsureTech with Allianz CRO Tom Wilson
RiskMinds Conference 2019 
FRT Episode 55: RiskMinds Headline Themes
IIF December Global Regulatory Update 
IIF Response to FATF Digital Identity Guidance 
IIF Digital Financial Inclusion Summit 2019 
Singapore FinTech Festival 2019 
IIF November Global Regulatory Update 
IIF October Global Regulatory Update
Digital Identities in Financial Services Part 2: Responsible Digital IDs 
Machine Learning Recommendations for Policymakers 
IIF September Global Regulatory Update 
Cloud Service Providers and Criticality: Potential Treatments and Solutions
Digital IDs in Financial Services Part 1: Embedding in AML Frameworks
Machine Learning in Credit Risk: 2nd Edition Summary Report
IIF August Global Regulatory Update
FRT Episode 43: Libra and Beyond
Key Takeaways from Libra Congressional Hearings
IIF July Global Regulatory Update
FRT Episode 42: Riksbank Governor Stefan Ingves
FRT Episode 40: SEB CEO Johan Torgeby
FRT Episode 39: S&P CEO Doug Peterson
June 2019 Global Regulatory Update
FRT Episode 37: IIF Digital Finance Symposium
FRT Episode 36: Open Banking, Fiduciary Duty & Liquidity
May 2019 Global Regulatory Update
FRT Episode 33: “Techlash” & Data Policy
FRT Episode 32: 3D Printing & Trade’s New Paradigm
April 2019 Global Regulatory Update and Podcast
FRT Episode 30: New Data Ecosystem Roundtable
Commercial Bank & Central Bank Digital Currencies: Prudential Treatments
FRT Episode 29: Partnering with Start-ups
IIF Comments on FSB FinTech Report
March 2019 Global Regulatory Update
FRT Episode 27: APEC Data Ecosystem
FRT Episode 26: Blockchain Development and Use Cases
IIF Cloud Computing Paper (Part 3)
FRT Episode 25: Live from the IIF Asia-Pacific CRO Forum in Sydney
February 2019 Global Regulatory Update
GRU Podcast: Financial Stability Board 2019 Work Plan
FRT Episode 23: Basel Committee Secretary General Bill Coen
FRT Episode 22: Erste CEO Andreas Treichl talks Innovation
January 2019 Global Regulatory Update
Asymmetric Disintermediation
FRT Episode 20: Innovation in Trade Finance
December 2018 Global Regulatory Update and Podcast
FRT Episode 19: Live from RiskMinds - Agility and Transformation