Insurers are expanding into new markets and reaching underserved customers through new technologies, business models, product designs, a deeper understanding of customers, and partnerships. This wave of efforts by insurers and entrepreneurs recognizes the market opportunity and needs of approximately 3.8 billion people globally who need better risk management solutions, and companies are pursuing it as a mainstream business.' These are key insights from our project with the Center for Financial Inclusion on inclusive insurance. The full report is forthcoming.' '