Technology is driving rapid transformation across the financial services industry. The IIF is leading efforts to help the financial services industry and the public sector understand technology-driven trends reshaping the industry. Our Innovations Team works to explore the implications of blockchain, artificial intelligence and machine learning, increased automation, the rise of mobile, marketplace lending, and other technologies for the industry and regulators. We are also helping lead the effort to support “regtech,” the use of new technologies to meet regulatory and compliance challenges more effectively and efficiently. Our technology events bring together senior public sector officials with industry leaders and leading technology companies. 


Recent Publications

December 8, 2016
We’ve discussed previously the uncertainty around the impacts of the U.S. election and the course of U.S. policy.
November 8, 2016
Mid-sized banks (MSBs), which we define for the purposes of this paper as those with total assets between approximately $100 - $500 billion, face numerous challenges in...
October 27, 2016
Government initiatives have been launched to promote financial inclusion, namely to support wage payments through the banking system and to require banks to allocate 5%...
September 30, 2016
Our recent report, Innovation in Insurance, documented technology-driven changes underway in the insurance industry. One exciting implication of these advances is the...
September 23, 2016
The banking sector has remained a strong pillar of the economy, despite political paralysis and regional turmoil.
September 21, 2016
A variety of breakthrough technologies are set to spur a fundamental transformation of the insurance industry.

Industry Spotlight

The Opportunities and Challenges of Fintech

US Fed Gov. Lael Brainard delivered extensive remarks on fintech today at the Fed’s Conference on Financial Innovation.

U.S. regulator proposes granting federal charters to online lenders

OCC director Thomas Curry proposed granting online lenders a "special purpose charter” to do business nationwide.

Blockchain group R3 joins the open source trend

R3 CEV released their Corda distributed ledger code for open use by outside groups.