Headshot of Lokesh Bulchandani

Lokesh Bulchandani

Senior Research Analyst

Lokesh Bulchandani is a Senior Research Analyst within the Digital Finance division at the IIF. He contributes to research endeavors encompassing artificial intelligence (AI) and machine learning (ML), digital identity, automation advancements, digital assets (including CBDCs), cross-border connectivity, and competition/antitrust issues in the digital finance sector.

Prior to joining the IIF in 2024, Lokesh worked as a Consultant for the World Bank Group, focusing on issues related to competition and digital policies.


Lokesh holds an LL.M. degree in Competition, Innovation, and Information Law with a dean’s graduate scholarship from New York University. He also earned a B.A. LL. B (Hons.) from Amity University in Noida, India.